Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 249184902 belongs to Nainital Bank, New Tehri branch in Tehri Garhwal, Uttarakhand. The matching IFSC code is NTBL0NEW088.
How to read MICR 249184902
249: the city code. It usually follows the first digits of the area's PIN code; here it is Tehri Garhwal.
184: the bank code, the same for every branch of Nainital Bank in cheque clearing.
902: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (NTBL0NEW088 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 249184902 belong to?
Nainital Bank, New Tehri branch (Tehri Garhwal, Uttarakhand).
What is the IFSC code for MICR 249184902?
NTBL0NEW088.
What do the digits of 249184902 mean?
249 is the city code, 184 the bank code and 902 the branch code.
