Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 249814104 belongs to IDBI, Tehri Garhwal Zila Sahkari Bank Limited Narendra Nagar branch in Tehri Garhwal, Uttarakhand. The matching IFSC code is IBKL0070T06.
How to read MICR 249814104
249: the city code. It usually follows the first digits of the area's PIN code; here it is Tehri Garhwal.
814: the bank code, the same for every branch of IDBI in cheque clearing.
104: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0070T06 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
