Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 272024254 belongs to Punjab National Bank, Sikataha, Distt. Sant Kabir Na branch in (Up East), Uttar Pradesh. The matching IFSC code is PUNB0228200.
How to read MICR 272024254
272: the city code. It usually follows the first digits of the area's PIN code; here it is (Up East).
024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
254: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0228200 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 272024254 belong to?
Punjab National Bank, Sikataha, Distt. Sant Kabir Na branch ((Up East), Uttar Pradesh).
What is the IFSC code for MICR 272024254?
PUNB0228200.
What do the digits of 272024254 mean?
272 is the city code, 024 the bank code and 254 the branch code.
