MICR code
274259102
IDBI, Padrauna
- Bank
- IDBI
- Branch
- Padrauna
- IFSC
- IBKL0002047
- Address
- SATYARAJ COMPLEX,KATKUIA ROAD,PADRAUNA-274304
- City
- Kushi Nagar
- District
- Padrauna
- State
- Uttar Pradesh
- City code
- 274
- Bank code
- 259
- Branch code
- 102
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- 274259102
MICR code · Kushi Nagar
MICR code 274259102
✔ Verified in RBI list
How to read MICR 274259102
- 274: the city code. It usually follows the first digits of the area's PIN code; here it is Kushi Nagar.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 102: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0002047 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 274259102 belong to?
IDBI, Padrauna branch (Kushi Nagar, Uttar Pradesh).
What is the IFSC code for MICR 274259102?
IBKL0002047.
What do the digits of 274259102 mean?
274 is the city code, 259 the bank code and 102 the branch code.