MICR code
304765005
AU Small Finance Bank, Niwai
- Bank
- AU Small Finance Bank
- Branch
- Niwai
- IFSC
- AUBL0004960
- Address
- KYOOYBYMHOJYRONWTOKRJST-304021
- City
- Tonk
- District
- Niwai
- State
- Rajasthan
- City code
- 304
- Bank code
- 765
- Branch code
- 005
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- 304765005
MICR code · Tonk
MICR code 304765005
✔ Verified in RBI list
How to read MICR 304765005
- 304: the city code. It usually follows the first digits of the area's PIN code; here it is Tonk.
- 765: the bank code, the same for every branch of AU Small Finance Bank in cheque clearing.
- 005: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (AUBL0004960 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 304765005 belong to?
AU Small Finance Bank, Niwai branch (Tonk, Rajasthan).
What is the IFSC code for MICR 304765005?
AUBL0004960.
What do the digits of 304765005 mean?
304 is the city code, 765 the bank code and 005 the branch code.