Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 305762004 belongs to Utkarsh Small Finance Bank, Kishangarh branch in Je, Rajasthan. The matching IFSC code is UTKS0001921.
How to read MICR 305762004
305: the city code. It usually follows the first digits of the area's PIN code; here it is Je.
762: the bank code, the same for every branch of Utkarsh Small Finance Bank in cheque clearing.
004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTKS0001921 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 305762004 belong to?
Utkarsh Small Finance Bank, Kishangarh branch (Je, Rajasthan).
What is the IFSC code for MICR 305762004?
UTKS0001921.
What do the digits of 305762004 mean?
305 is the city code, 762 the bank code and 004 the branch code.
