Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 360289002 belongs to Varachha Co-operative Bank, Rajkot branch in Rajkot, Gujarat. The matching IFSC code is VARA0289027.
How to read MICR 360289002
360: the city code. It usually follows the first digits of the area's PIN code; here it is Rajkot.
289: the bank code, the same for every branch of Varachha Co-operative Bank in cheque clearing.
002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (VARA0289027 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 360289002 belong to?
Varachha Co-operative Bank, Rajkot branch (Rajkot, Gujarat).
What is the IFSC code for MICR 360289002?
VARA0289027.
What do the digits of 360289002 mean?
360 is the city code, 289 the bank code and 002 the branch code.
