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MICR code · Junagadh

MICR code 362028501

MICR code
362028501
UCO Bank, Agatrai
✔ Verified in RBI list
Bank
UCO Bank
Branch
Agatrai
IFSC
UCBA0000528
Address
AGATRAI 0528 TALUKA KESHOD ,JUNAGADH ,GUJARAT PIN 362222
City
Junagadh
District
Agatrai
State
Gujarat
City code
362
Bank code
028
Branch code
501
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 362028501 belongs to UCO Bank, Agatrai branch in Junagadh, Gujarat. The matching IFSC code is UCBA0000528.

How to read MICR 362028501

  • 362: the city code. It usually follows the first digits of the area's PIN code; here it is Junagadh.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 501: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000528 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 362028501 belong to?

UCO Bank, Agatrai branch (Junagadh, Gujarat).

What is the IFSC code for MICR 362028501?

UCBA0000528.

What do the digits of 362028501 mean?

362 is the city code, 028 the bank code and 501 the branch code.

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