Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 389012556 belongs to Bank of Baroda, Dhanitra, Guj branch in Panchmahal, Gujarat. The matching IFSC code is BARB0DHANIT.
How to read MICR 389012556
389: the city code. It usually follows the first digits of the area's PIN code; here it is Panchmahal.
012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
556: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0DHANIT for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 389012556 belong to?
Bank of Baroda, Dhanitra, Guj branch (Panchmahal, Gujarat).
What is the IFSC code for MICR 389012556?
BARB0DHANIT.
What do the digits of 389012556 mean?
389 is the city code, 012 the bank code and 556 the branch code.
