MICR code
390028013
UCO Bank, Harni
- Bank
- UCO Bank
- Branch
- Harni
- IFSC
- UCBA0003604
- Address
- GROUND FLOOR,SHOP NO-1 TO 5 SURYADEEP COMPLEX,HARNI MAIN ROAD PO 390022
- City
- Vadodara
- District
- Vadodara
- State
- Gujarat
- City code
- 390
- Bank code
- 028
- Branch code
- 013
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- 390028013
MICR code · Vadodara
MICR code 390028013
✔ Verified in RBI list
How to read MICR 390028013
- 390: the city code. It usually follows the first digits of the area's PIN code; here it is Vadodara.
- 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
- 013: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0003604 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 390028013 belong to?
UCO Bank, Harni branch (Vadodara, Gujarat).
What is the IFSC code for MICR 390028013?
UCBA0003604.
What do the digits of 390028013 mean?
390 is the city code, 028 the bank code and 013 the branch code.