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MICR code · Bharuch

MICR code 392028001

MICR code
392028001
UCO Bank, Broach
✔ Verified in RBI list
Bank
UCO Bank
Branch
Broach
IFSC
UCBA0000311
Address
UCO BANK BHARUCH ,BHARUCH ,GUJARAT PIN 393001
City
Bharuch
District
Bharuch
State
Gujarat
City code
392
Bank code
028
Branch code
001
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 392028001 belongs to UCO Bank, Broach branch in Bharuch, Gujarat. The matching IFSC code is UCBA0000311.

How to read MICR 392028001

  • 392: the city code. It usually follows the first digits of the area's PIN code; here it is Bharuch.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 001: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000311 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 392028001 belong to?

UCO Bank, Broach branch (Bharuch, Gujarat).

What is the IFSC code for MICR 392028001?

UCBA0000311.

What do the digits of 392028001 mean?

392 is the city code, 028 the bank code and 001 the branch code.

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