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MICR code · Surat

MICR code 394259091

MICR code
394259091
IDBI, Mandvi
✔ Verified in RBI list
Bank
IDBI
Branch
Mandvi
IFSC
IBKL0002131
Address
CITY SURVEY NO 834,WARD NO 3,AUDICHYAWAD,NR NAGRIK BANK,MANDVI
City
Surat
District
Mandvi
State
Gujarat
City code
394
Bank code
259
Branch code
091
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 394259091 belongs to IDBI, Mandvi branch in Surat, Gujarat. The matching IFSC code is IBKL0002131.

How to read MICR 394259091

  • 394: the city code. It usually follows the first digits of the area's PIN code; here it is Surat.
  • 259: the bank code, the same for every branch of IDBI in cheque clearing.
  • 091: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0002131 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 394259091 belong to?

IDBI, Mandvi branch (Surat, Gujarat).

What is the IFSC code for MICR 394259091?

IBKL0002131.

What do the digits of 394259091 mean?

394 is the city code, 259 the bank code and 091 the branch code.

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