MICR code
396002005
State Bank of India, Valsad
- Bank
- State Bank of India
- Branch
- Valsad
- IFSC
- SBIN0050861
- Address
- DHARAMPUR ROADABRAMA VALSAD 396001
- City
- Valsad
- District
- Bulsar
- State
- Gujarat
- City code
- 396
- Bank code
- 002
- Branch code
- 005
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- MICR search
- 396002005
MICR code · Valsad
MICR code 396002005
✔ Verified in RBI list
How to read MICR 396002005
- 396: the city code. It usually follows the first digits of the area's PIN code; here it is Valsad.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 005: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0050861 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 396002005 belong to?
State Bank of India, Valsad branch (Valsad, Gujarat).
What is the IFSC code for MICR 396002005?
SBIN0050861.
What do the digits of 396002005 mean?
396 is the city code, 002 the bank code and 005 the branch code.