MICR code
396240062
HDFC Bank, Lunsiqai
- Bank
- HDFC Bank
- Branch
- Lunsiqai
- IFSC
- HDFC0001694
- Address
- PREMDHAN A GROUND FLOOR OPP SUB JAIL LUNSIQAI ROAD
- City
- Navsari
- District
- Navsari
- State
- Gujarat
- City code
- 396
- Bank code
- 240
- Branch code
- 062
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- MICR search
- 396240062
MICR code · Navsari
MICR code 396240062
✔ Verified in RBI list
How to read MICR 396240062
- 396: the city code. It usually follows the first digits of the area's PIN code; here it is Navsari.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 062: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0001694 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 396240062 belong to?
HDFC Bank, Lunsiqai branch (Navsari, Gujarat).
What is the IFSC code for MICR 396240062?
HDFC0001694.
What do the digits of 396240062 mean?
396 is the city code, 240 the bank code and 062 the branch code.