MICR code
396802002
IDBI, Sachin Branch
- Bank
- IDBI
- Branch
- Sachin Branch
- IFSC
- IBKL0068GP6
- Address
- SHOP NO 4,GROUND FLOOR,SWASTIK PLAZA,SACHIN - 394230
- City
- Surat
- District
- Sachin
- State
- Gujarat
- City code
- 396
- Bank code
- 802
- Branch code
- 002
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- 396802002
MICR code · Surat
MICR code 396802002
✔ Verified in RBI list
How to read MICR 396802002
- 396: the city code. It usually follows the first digits of the area's PIN code; here it is Surat.
- 802: the bank code, the same for every branch of IDBI in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0068GP6 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 396802002 belong to?
IDBI, Sachin Branch branch (Surat, Gujarat).
What is the IFSC code for MICR 396802002?
IBKL0068GP6.
What do the digits of 396802002 mean?
396 is the city code, 802 the bank code and 002 the branch code.