MICR code
400013020
Bank of India, Electric House
- Bank
- Bank of India
- Branch
- Electric House
- IFSC
- BKID0000016
- Address
- ELECTRIC HOUSEORMINSTON ROAD
- City
- Mumbai
- District
- Mumbai
- State
- Maharashtra
- City code
- 400
- Bank code
- 013
- Branch code
- 020
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- 400013020
MICR code · Mumbai
MICR code 400013020
✔ Verified in RBI list
How to read MICR 400013020
- 400: the city code. It usually follows the first digits of the area's PIN code; here it is Mumbai.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 020: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0000016 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400013020 belong to?
Bank of India, Electric House branch (Mumbai, Maharashtra).
What is the IFSC code for MICR 400013020?
BKID0000016.
What do the digits of 400013020 mean?
400 is the city code, 013 the bank code and 020 the branch code.