Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 400030004 belongs to Royal Bank of Scotland N.V., Sakhar Bhavan, Mumbai branch in Greater Bombay, Maharashtra. The matching IFSC code is ABNA0200001.
How to read MICR 400030004
400: the city code. It usually follows the first digits of the area's PIN code; here it is Greater Bombay.
030: the bank code, the same for every branch of Royal Bank of Scotland N.V. in cheque clearing.
004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (ABNA0200001 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400030004 belong to?
Royal Bank of Scotland N.V., Sakhar Bhavan, Mumbai branch (Greater Bombay, Maharashtra).
What is the IFSC code for MICR 400030004?
ABNA0200001.
What do the digits of 400030004 mean?
400 is the city code, 030 the bank code and 004 the branch code.
