MICR code
400229321
ICICI Bank, Neral
- Bank
- ICICI Bank
- Branch
- Neral
- IFSC
- ICIC0005602
- Address
- NERAL HETKAR ALI KARJAT KALYAN HIGHWAY TAL KARJAT DIST RAIGAD 410101
- City
- Raigad
- District
- Neral
- State
- Maharashtra
- City code
- 400
- Bank code
- 229
- Branch code
- 321
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- 400229321
MICR code · Raigad
MICR code 400229321
✔ Verified in RBI list
How to read MICR 400229321
- 400: the city code. It usually follows the first digits of the area's PIN code; here it is Raigad.
- 229: the bank code, the same for every branch of ICICI Bank in cheque clearing.
- 321: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (ICIC0005602 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400229321 belong to?
ICICI Bank, Neral branch (Raigad, Maharashtra).
What is the IFSC code for MICR 400229321?
ICIC0005602.
What do the digits of 400229321 mean?
400 is the city code, 229 the bank code and 321 the branch code.