INDUSIND BANK LTD SHOP NO 06 SHOP NO 09 AND 10 HELIX 3 RAJHANS GROUP PLOT NO 12 SUB DIVISION BEARING CTS NO 2265 B VILLAGE GHATKOPAR KIROL SHREYAS CINEMA LBS MARG GHATKOPAR WEST MUMBAI 400086
Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 400234064 belongs to Indusind Bank, Ghatkopar West branch in Mumbai, Maharashtra. The matching IFSC code is INDB0001428.
How to read MICR 400234064
400: the city code. It usually follows the first digits of the area's PIN code; here it is Mumbai.
234: the bank code, the same for every branch of Indusind Bank in cheque clearing.
064: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (INDB0001428 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400234064 belong to?
Indusind Bank, Ghatkopar West branch (Mumbai, Maharashtra).
What is the IFSC code for MICR 400234064?
INDB0001428.
What do the digits of 400234064 mean?
400 is the city code, 234 the bank code and 064 the branch code.
