Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 400240214 belongs to HDFC Bank, Vashi Sector Xxviii branch in Greater Bombay, Maharashtra. The matching IFSC code is HDFC0009513.
How to read MICR 400240214
400: the city code. It usually follows the first digits of the area's PIN code; here it is Greater Bombay.
240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
214: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0009513 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400240214 belong to?
HDFC Bank, Vashi Sector Xxviii branch (Greater Bombay, Maharashtra).
What is the IFSC code for MICR 400240214?
HDFC0009513.
What do the digits of 400240214 mean?
400 is the city code, 240 the bank code and 214 the branch code.
