MICR code
400259502
IDBI, Diksal
- Bank
- IDBI
- Branch
- Diksal
- IFSC
- IBKL0001392
- Address
- MUKTAI GRD FLR AT DIKSAL POST KOSHANE TAL KARJAT DIST RAIGAD PIN 410201
- City
- Raigad
- District
- Karjat
- State
- Maharashtra
- City code
- 400
- Bank code
- 259
- Branch code
- 502
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- 400259502
MICR code · Raigad
MICR code 400259502
✔ Verified in RBI list
How to read MICR 400259502
- 400: the city code. It usually follows the first digits of the area's PIN code; here it is Raigad.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 502: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0001392 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400259502 belong to?
IDBI, Diksal branch (Raigad, Maharashtra).
What is the IFSC code for MICR 400259502?
IBKL0001392.
What do the digits of 400259502 mean?
400 is the city code, 259 the bank code and 502 the branch code.