MICR code
400876003
IDBI, Ntb Santacruz
- Bank
- IDBI
- Branch
- Ntb Santacruz
- IFSC
- IBKL0100AC3
- Address
- SANTACRUZ AIRPORT,VILE PARLE EAST,MUMBAI 400099
- City
- Mumbai
- District
- Mumbai
- State
- Maharashtra
- City code
- 400
- Bank code
- 876
- Branch code
- 003
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MICR code · Mumbai
MICR code 400876003
✔ Verified in RBI list
How to read MICR 400876003
- 400: the city code. It usually follows the first digits of the area's PIN code; here it is Mumbai.
- 876: the bank code, the same for every branch of IDBI in cheque clearing.
- 003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0100AC3 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 400876003 belong to?
IDBI, Ntb Santacruz branch (Mumbai, Maharashtra).
What is the IFSC code for MICR 400876003?
IBKL0100AC3.
What do the digits of 400876003 mean?
400 is the city code, 876 the bank code and 003 the branch code.