MICR code
402002914
State Bank of India, Zirad Sab
- Bank
- State Bank of India
- Branch
- Zirad Sab
- IFSC
- SBIN0005431
- Address
- TAL-ALIBAG DISTT RAIGAD MAHARASHTRA 402201
- City
- Raigad
- District
- Zirad
- State
- Maharashtra
- City code
- 402
- Bank code
- 002
- Branch code
- 914
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- 402002914
MICR code · Raigad
MICR code 402002914
✔ Verified in RBI list
How to read MICR 402002914
- 402: the city code. It usually follows the first digits of the area's PIN code; here it is Raigad.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 914: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0005431 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 402002914 belong to?
State Bank of India, Zirad Sab branch (Raigad, Maharashtra).
What is the IFSC code for MICR 402002914?
SBIN0005431.
What do the digits of 402002914 mean?
402 is the city code, 002 the bank code and 914 the branch code.