MICR code
403002032
State Bank of India, ADB Usgaon
- Bank
- State Bank of India
- Branch
- ADB Usgaon
- IFSC
- SBIN0001978
- Address
- TALUKA PONDA, DISTT. NORTH GOA, GOA 403407
- City
- North Goa
- District
- Usgaon
- State
- Goa
- City code
- 403
- Bank code
- 002
- Branch code
- 032
- Home
- MICR search
- 403002032
MICR code · North Goa
MICR code 403002032
✔ Verified in RBI list
How to read MICR 403002032
- 403: the city code. It usually follows the first digits of the area's PIN code; here it is North Goa.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 032: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0001978 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 403002032 belong to?
State Bank of India, ADB Usgaon branch (North Goa, Goa).
What is the IFSC code for MICR 403002032?
SBIN0001978.
What do the digits of 403002032 mean?
403 is the city code, 002 the bank code and 032 the branch code.