MICR code
403013000
Bank of India, Stc Goa
- Bank
- Bank of India
- Branch
- Stc Goa
- IFSC
- BKID000TC43
- Address
- STAR HOUSE BOI BLDG 4TH FL PATTO PLAZA PANAJI GOA 403001
- City
- North Goa
- District
- Panaji
- State
- Goa
- City code
- 403
- Bank code
- 013
- Branch code
- 000
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- 403013000
MICR code · North Goa
MICR code 403013000
✔ Verified in RBI list
How to read MICR 403013000
- 403: the city code. It usually follows the first digits of the area's PIN code; here it is North Goa.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 000: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID000TC43 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 403013000 belong to?
Bank of India, Stc Goa branch (North Goa, Goa).
What is the IFSC code for MICR 403013000?
BKID000TC43.
What do the digits of 403013000 mean?
403 is the city code, 013 the bank code and 000 the branch code.