MICR code
404240002
HDFC Bank, Palmar Japao,panjim
- Bank
- HDFC Bank
- Branch
- Palmar Japao,panjim
- IFSC
- HDFC0000070
- Address
- PALMAR JAPAN, 18TH JUNE ROAD
- City
- North Goa
- District
- Panaji
- State
- Goa
- City code
- 404
- Bank code
- 240
- Branch code
- 002
- Home
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- 404240002
MICR code · North Goa
MICR code 404240002
✔ Verified in RBI list
How to read MICR 404240002
- 404: the city code. It usually follows the first digits of the area's PIN code; here it is North Goa.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0000070 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 404240002 belong to?
HDFC Bank, Palmar Japao,panjim branch (North Goa, Goa).
What is the IFSC code for MICR 404240002?
HDFC0000070.
What do the digits of 404240002 mean?
404 is the city code, 240 the bank code and 002 the branch code.