Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 411013045 belongs to Bank of India, Kedgaon branch in Kedgaon Taldaund Dist Pune, Maharashtra. The matching IFSC code is BKID0000623.
How to read MICR 411013045
411: the city code. It usually follows the first digits of the area's PIN code; here it is Kedgaon Taldaund Dist Pune.
013: the bank code, the same for every branch of Bank of India in cheque clearing.
045: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0000623 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 411013045 belong to?
Bank of India, Kedgaon branch (Kedgaon Taldaund Dist Pune, Maharashtra).
What is the IFSC code for MICR 411013045?
BKID0000623.
What do the digits of 411013045 mean?
411 is the city code, 013 the bank code and 045 the branch code.
