MICR code
412259004
IDBI, Chikhali Road Moshi
- Bank
- IDBI
- Branch
- Chikhali Road Moshi
- IFSC
- IBKL0002387
- Address
- SHOP NO 08 TO 11,CHIKHALI ROAD,MOSHI,PUNE 412105
- City
- Pune
- District
- Pune
- State
- Maharashtra
- City code
- 412
- Bank code
- 259
- Branch code
- 004
- Home
- MICR search
- 412259004
MICR code · Pune
MICR code 412259004
✔ Verified in RBI list
How to read MICR 412259004
- 412: the city code. It usually follows the first digits of the area's PIN code; here it is Pune.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0002387 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 412259004 belong to?
IDBI, Chikhali Road Moshi branch (Pune, Maharashtra).
What is the IFSC code for MICR 412259004?
IBKL0002387.
What do the digits of 412259004 mean?
412 is the city code, 259 the bank code and 004 the branch code.