Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 415866351 belongs to Hutatma Sahakari Bank, Karad branch in Karad, Maharashtra. The matching IFSC code is HUSB0000017.
How to read MICR 415866351
415: the city code. It usually follows the first digits of the area's PIN code; here it is Karad.
866: the bank code, the same for every branch of Hutatma Sahakari Bank in cheque clearing.
351: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HUSB0000017 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 415866351 belong to?
Hutatma Sahakari Bank, Karad branch (Karad, Maharashtra).
What is the IFSC code for MICR 415866351?
HUSB0000017.
What do the digits of 415866351 mean?
415 is the city code, 866 the bank code and 351 the branch code.
