MICR code
440259002
IDBI, Rajouri Garden
- Bank
- IDBI
- Branch
- Rajouri Garden
- IFSC
- IBKL0000040
- Address
- GUPTA HOUSE,RABINDRANATH TAGORE ROAD, CIVIL LINES
- City
- New Delhi
- District
- Delhi
- State
- Delhi
- City code
- 440
- Bank code
- 259
- Branch code
- 002
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- 440259002
MICR code · New Delhi
MICR code 440259002
✔ Verified in RBI list
How to read MICR 440259002
- 440: the city code. It usually follows the first digits of the area's PIN code; here it is New Delhi.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0000040 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 440259002 belong to?
IDBI, Rajouri Garden branch (New Delhi, Delhi).
What is the IFSC code for MICR 440259002?
IBKL0000040.
What do the digits of 440259002 mean?
440 is the city code, 259 the bank code and 002 the branch code.