Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 458832000 belongs to Smriti Nagrik Sahakari Bank, Rtgs-Ho branch in Mandsaur, Madhya Pradesh. The matching IFSC code is SMNB0000001.
How to read MICR 458832000
458: the city code. It usually follows the first digits of the area's PIN code; here it is Mandsaur.
832: the bank code, the same for every branch of Smriti Nagrik Sahakari Bank in cheque clearing.
000: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SMNB0000001 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 458832000 belong to?
Smriti Nagrik Sahakari Bank, Rtgs-Ho branch (Mandsaur, Madhya Pradesh).
What is the IFSC code for MICR 458832000?
SMNB0000001.
What do the digits of 458832000 mean?
458 is the city code, 832 the bank code and 000 the branch code.
