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MICR code · Harda

MICR code 461653503

MICR code
461653503
Bank of India, Mpgb Handiya
✔ Verified in RBI list
Bank
Bank of India
Branch
Mpgb Handiya
IFSC
BKID0MG1002
Address
POSTHANDIA TEHSILHARDA DIST HARDA 461381
City
Harda
District
Harda
State
Madhya Pradesh
City code
461
Bank code
653
Branch code
503
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 461653503 belongs to Bank of India, Mpgb Handiya branch in Harda, Madhya Pradesh. The matching IFSC code is BKID0MG1002.

How to read MICR 461653503

  • 461: the city code. It usually follows the first digits of the area's PIN code; here it is Harda.
  • 653: the bank code, the same for every branch of Bank of India in cheque clearing.
  • 503: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0MG1002 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 461653503 belong to?

Bank of India, Mpgb Handiya branch (Harda, Madhya Pradesh).

What is the IFSC code for MICR 461653503?

BKID0MG1002.

What do the digits of 461653503 mean?

461 is the city code, 653 the bank code and 503 the branch code.

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