Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 473653038 belongs to Bank of India, Mpgb Kumbharaj branch in Guna, Madhya Pradesh. The matching IFSC code is BKID0MG1947.
How to read MICR 473653038
473: the city code. It usually follows the first digits of the area's PIN code; here it is Guna.
653: the bank code, the same for every branch of Bank of India in cheque clearing.
038: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0MG1947 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 473653038 belong to?
Bank of India, Mpgb Kumbharaj branch (Guna, Madhya Pradesh).
What is the IFSC code for MICR 473653038?
BKID0MG1947.
What do the digits of 473653038 mean?
473 is the city code, 653 the bank code and 038 the branch code.
