MICR code
481240001
HDFC Bank, Balaghat
- Bank
- HDFC Bank
- Branch
- Balaghat
- IFSC
- HDFC0001766
- Address
- HDFC BANK LTDHANUMAN CHOWKGONDIYA ROAD
- City
- Balaghat
- District
- Balaghat
- State
- Madhya Pradesh
- City code
- 481
- Bank code
- 240
- Branch code
- 001
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- MICR search
- 481240001
MICR code · Balaghat
MICR code 481240001
✔ Verified in RBI list
How to read MICR 481240001
- 481: the city code. It usually follows the first digits of the area's PIN code; here it is Balaghat.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0001766 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 481240001 belong to?
HDFC Bank, Balaghat branch (Balaghat, Madhya Pradesh).
What is the IFSC code for MICR 481240001?
HDFC0001766.
What do the digits of 481240001 mean?
481 is the city code, 240 the bank code and 001 the branch code.