Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 490750002 belongs to Bandhan Bank, Smriti Nagar Branch Bhilai branch in Durg, Chhattisgarh. The matching IFSC code is BDBL0002284.
How to read MICR 490750002
490: the city code. It usually follows the first digits of the area's PIN code; here it is Durg.
750: the bank code, the same for every branch of Bandhan Bank in cheque clearing.
002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BDBL0002284 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 490750002 belong to?
Bandhan Bank, Smriti Nagar Branch Bhilai branch (Durg, Chhattisgarh).
What is the IFSC code for MICR 490750002?
BDBL0002284.
What do the digits of 490750002 mean?
490 is the city code, 750 the bank code and 002 the branch code.
