MICR code
491211999
Axis Bank, Kawardha
- Bank
- Axis Bank
- Branch
- Kawardha
- IFSC
- UTIB0000838
- Address
- BAHADURGANJ WARD, KAWARDHA CHHATTISGARH, PIN 491995
- City
- Kawardha
- District
- Kawardha
- State
- Chhattisgarh
- City code
- 491
- Bank code
- 211
- Branch code
- 999
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- 491211999
MICR code · Kawardha
MICR code 491211999
✔ Verified in RBI list
How to read MICR 491211999
- 491: the city code. It usually follows the first digits of the area's PIN code; here it is Kawardha.
- 211: the bank code, the same for every branch of Axis Bank in cheque clearing.
- 999: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTIB0000838 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 491211999 belong to?
Axis Bank, Kawardha branch (Kawardha, Chhattisgarh).
What is the IFSC code for MICR 491211999?
UTIB0000838.
What do the digits of 491211999 mean?
491 is the city code, 211 the bank code and 999 the branch code.