Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 494750101 belongs to Bandhan Bank, Kanker branch in Kankher, Chhattisgarh. The matching IFSC code is BDBL0001451.
How to read MICR 494750101
494: the city code. It usually follows the first digits of the area's PIN code; here it is Kankher.
750: the bank code, the same for every branch of Bandhan Bank in cheque clearing.
101: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BDBL0001451 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 494750101 belong to?
Bandhan Bank, Kanker branch (Kankher, Chhattisgarh).
What is the IFSC code for MICR 494750101?
BDBL0001451.
What do the digits of 494750101 mean?
494 is the city code, 750 the bank code and 101 the branch code.
