MICR code
495002513
State Bank of India, Pendra Road
- Bank
- State Bank of India
- Branch
- Pendra Road
- IFSC
- SBIN0001120
- Address
- DISTBILASPUR CHHATTISGARH 495117
- City
- Bilaspur
- District
- Bilaspur
- State
- Chhattisgarh
- City code
- 495
- Bank code
- 002
- Branch code
- 513
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- 495002513
MICR code · Bilaspur
MICR code 495002513
✔ Verified in RBI list
How to read MICR 495002513
- 495: the city code. It usually follows the first digits of the area's PIN code; here it is Bilaspur.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 513: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0001120 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 495002513 belong to?
State Bank of India, Pendra Road branch (Bilaspur, Chhattisgarh).
What is the IFSC code for MICR 495002513?
SBIN0001120.
What do the digits of 495002513 mean?
495 is the city code, 002 the bank code and 513 the branch code.