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MICR code · Janjgir

MICR code 495751001

MICR code
495751001
IDFC FIRST Bank, Champa Branch
✔ Verified in RBI list
Bank
IDFC FIRST Bank
Branch
Champa Branch
IFSC
IDFB0060521
Address
GROUND FLOOR, KH.NO.1812/11,1812/10, PH.NO.2, WARD NO.9, MANJHLI TALAB, STATION ROAD, GRAM & TEHSIL CHAMPA-495671 DIST. JANJGIR, CHHATTISGARH, TOLL FREE NO. 18004194332
City
Janjgir
District
Champa
State
Chhattisgarh
City code
495
Bank code
751
Branch code
001
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 495751001 belongs to IDFC FIRST Bank, Champa Branch branch in Janjgir, Chhattisgarh. The matching IFSC code is IDFB0060521.

How to read MICR 495751001

  • 495: the city code. It usually follows the first digits of the area's PIN code; here it is Janjgir.
  • 751: the bank code, the same for every branch of IDFC FIRST Bank in cheque clearing.
  • 001: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDFB0060521 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 495751001 belong to?

IDFC FIRST Bank, Champa Branch branch (Janjgir, Chhattisgarh).

What is the IFSC code for MICR 495751001?

IDFB0060521.

What do the digits of 495751001 mean?

495 is the city code, 751 the bank code and 001 the branch code.

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