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MICR code · Surguja

MICR code 497751001

MICR code
497751001
IDFC FIRST Bank, Ambikapur Branch
✔ Verified in RBI list
Bank
IDFC FIRST Bank
Branch
Ambikapur Branch
IFSC
IDFB0061061
Address
GROUND FLOOR, KHASRA NO.4564/5, MOHALLA KHARSIA ROAD, IN FRONT OF RELIANCE PETROL PUMP, PH NO.15, RNM AMBIKAPUR-4, TEHSIL AMBIKAPUR, DISTRICT SURGUJA, CHHATTISGARH-497001, TOLL FREE NO.- 18004194332
City
Surguja
District
Ambikapur
State
Chhattisgarh
City code
497
Bank code
751
Branch code
001
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 497751001 belongs to IDFC FIRST Bank, Ambikapur Branch branch in Surguja, Chhattisgarh. The matching IFSC code is IDFB0061061.

How to read MICR 497751001

  • 497: the city code. It usually follows the first digits of the area's PIN code; here it is Surguja.
  • 751: the bank code, the same for every branch of IDFC FIRST Bank in cheque clearing.
  • 001: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDFB0061061 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 497751001 belong to?

IDFC FIRST Bank, Ambikapur Branch branch (Surguja, Chhattisgarh).

What is the IFSC code for MICR 497751001?

IDFB0061061.

What do the digits of 497751001 mean?

497 is the city code, 751 the bank code and 001 the branch code.

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