Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 520649010 belongs to Yes Bank, Gandhi Coop Urban Bank Ltd Guntur branch in Guntur, Andhra Pradesh. The matching IFSC code is YESB0GCUB12.
How to read MICR 520649010
520: the city code. It usually follows the first digits of the area's PIN code; here it is Guntur.
649: the bank code, the same for every branch of Yes Bank in cheque clearing.
010: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (YESB0GCUB12 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 520649010 belong to?
Yes Bank, Gandhi Coop Urban Bank Ltd Guntur branch (Guntur, Andhra Pradesh).
What is the IFSC code for MICR 520649010?
YESB0GCUB12.
What do the digits of 520649010 mean?
520 is the city code, 649 the bank code and 010 the branch code.
