MICR code
522240602
HDFC Bank, Ponnur
- Bank
- HDFC Bank
- Branch
- Ponnur
- IFSC
- HDFC0002412
- Address
- 22 3 34, SHARAFF BAZAAR PONNUR PONNUR ANDHRA PRADESH 522124
- City
- Guntur
- District
- Ponnur
- State
- Andhra Pradesh
- City code
- 522
- Bank code
- 240
- Branch code
- 602
- Home
- MICR search
- 522240602
MICR code · Guntur
MICR code 522240602
✔ Verified in RBI list
How to read MICR 522240602
- 522: the city code. It usually follows the first digits of the area's PIN code; here it is Guntur.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 602: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0002412 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 522240602 belong to?
HDFC Bank, Ponnur branch (Guntur, Andhra Pradesh).
What is the IFSC code for MICR 522240602?
HDFC0002412.
What do the digits of 522240602 mean?
522 is the city code, 240 the bank code and 602 the branch code.