Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 522801402 belongs to Axis Bank, The Guntur Coop Urban Bank Ltd branch in Guntur, Andhra Pradesh. The matching IFSC code is UTIB0SGUB08.
How to read MICR 522801402
522: the city code. It usually follows the first digits of the area's PIN code; here it is Guntur.
801: the bank code, the same for every branch of Axis Bank in cheque clearing.
402: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTIB0SGUB08 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 522801402 belong to?
Axis Bank, The Guntur Coop Urban Bank Ltd branch (Guntur, Andhra Pradesh).
What is the IFSC code for MICR 522801402?
UTIB0SGUB08.
What do the digits of 522801402 mean?
522 is the city code, 801 the bank code and 402 the branch code.
