Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 574697021 belongs to Karnataka Gramin Bank, Kalladka branch in Dakshina Kannada, Karnataka. The matching IFSC code is PKGB0013411.
How to read MICR 574697021
574: the city code. It usually follows the first digits of the area's PIN code; here it is Dakshina Kannada.
697: the bank code, the same for every branch of Karnataka Gramin Bank in cheque clearing.
021: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PKGB0013411 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 574697021 belong to?
Karnataka Gramin Bank, Kalladka branch (Dakshina Kannada, Karnataka).
What is the IFSC code for MICR 574697021?
PKGB0013411.
What do the digits of 574697021 mean?
574 is the city code, 697 the bank code and 021 the branch code.
