Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 590810002 belongs to IDBI, Shri Shantappanna Miraji Urban Co Op Bank Ltd branch in Belgaum, Karnataka. The matching IFSC code is IBKL0101SMU.
How to read MICR 590810002
590: the city code. It usually follows the first digits of the area's PIN code; here it is Belgaum.
810: the bank code, the same for every branch of IDBI in cheque clearing.
002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0101SMU for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 590810002 belong to?
IDBI, Shri Shantappanna Miraji Urban Co Op Bank Ltd branch (Belgaum, Karnataka).
What is the IFSC code for MICR 590810002?
IBKL0101SMU.
What do the digits of 590810002 mean?
590 is the city code, 810 the bank code and 002 the branch code.
