Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 591012403 belongs to Bank of Baroda, Hulagabali branch in Belgaum, Karnataka. The matching IFSC code is BARB0VJHULA.
How to read MICR 591012403
591: the city code. It usually follows the first digits of the area's PIN code; here it is Belgaum.
012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
403: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0VJHULA for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 591012403 belong to?
Bank of Baroda, Hulagabali branch (Belgaum, Karnataka).
What is the IFSC code for MICR 591012403?
BARB0VJHULA.
What do the digits of 591012403 mean?
591 is the city code, 012 the bank code and 403 the branch code.
