Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 591905501 belongs to Axis Bank, The Mallapur Urban Co Operative Bank Ltd Ghataprabha Rs branch in Belgavi, Karnataka. The matching IFSC code is UTIB0SMUCBL.
How to read MICR 591905501
591: the city code. It usually follows the first digits of the area's PIN code; here it is Belgavi.
905: the bank code, the same for every branch of Axis Bank in cheque clearing.
501: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTIB0SMUCBL for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 591905501 belong to?
Axis Bank, The Mallapur Urban Co Operative Bank Ltd Ghataprabha Rs branch (Belgavi, Karnataka).
What is the IFSC code for MICR 591905501?
UTIB0SMUCBL.
What do the digits of 591905501 mean?
591 is the city code, 905 the bank code and 501 the branch code.