Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 600019038 belongs to Indian Bank, Uttamar Gandhi Salai branch in Chennai, Tamil Nadu. The matching IFSC code is IDIB000N061.
How to read MICR 600019038
600: the city code. It usually follows the first digits of the area's PIN code; here it is Chennai.
019: the bank code, the same for every branch of Indian Bank in cheque clearing.
038: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000N061 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 600019038 belong to?
Indian Bank, Uttamar Gandhi Salai branch (Chennai, Tamil Nadu).
What is the IFSC code for MICR 600019038?
IDIB000N061.
What do the digits of 600019038 mean?
600 is the city code, 019 the bank code and 038 the branch code.
