MICR code
606020204
Indian Overseas Bank, Pennadam
- Bank
- Indian Overseas Bank
- Branch
- Pennadam
- IFSC
- IOBA0002735
- Address
- 228 MAIN ROAD,PENNADAM 606105
- City
- Cuddalore
- District
- Thittagudi
- State
- Tamil Nadu
- City code
- 606
- Bank code
- 020
- Branch code
- 204
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MICR code · Cuddalore
MICR code 606020204
✔ Verified in RBI list
How to read MICR 606020204
- 606: the city code. It usually follows the first digits of the area's PIN code; here it is Cuddalore.
- 020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
- 204: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0002735 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 606020204 belong to?
Indian Overseas Bank, Pennadam branch (Cuddalore, Tamil Nadu).
What is the IFSC code for MICR 606020204?
IOBA0002735.
What do the digits of 606020204 mean?
606 is the city code, 020 the bank code and 204 the branch code.