Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 609641104 belongs to Development Bank of Singapore, Ambagarathur Branch branch in Karaikal, Puducherry. The matching IFSC code is DBSS0IN0116.
How to read MICR 609641104
609: the city code. It usually follows the first digits of the area's PIN code; here it is Karaikal.
641: the bank code, the same for every branch of Development Bank of Singapore in cheque clearing.
104: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (DBSS0IN0116 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 609641104 belong to?
Development Bank of Singapore, Ambagarathur Branch branch (Karaikal, Puducherry).
What is the IFSC code for MICR 609641104?
DBSS0IN0116.
What do the digits of 609641104 mean?
609 is the city code, 641 the bank code and 104 the branch code.
